From Humble Beginnings…
I grew up living in a Caravan in the South East of England. My family couldn’t afford a car and my father didn’t have a car licence anyway, so our mode of transport was initially a motorcycle.
As I reflect on my childhood I remember that the family was always short of money, despite the fact that my father always put money aside as long term savings – which wasn’t worth much by the time it was redeemed. He was eccentric and pessimistic but well liked and an interesting character. My mother, although partially disabled following an aneruism and then meningitis when I was just 3 years old, had great strength of character and provided the optimistic balance to their marriage.
In short, I would describe my parents and my upbringing as very loving but ‘different’ and throughout my childhood and adolescence, I took the love for granted, but yearned to achieve a level of ‘normality’ in my lifestyle.
I dreamed of being ‘normal’, owning my own home, having a wonderful husband to care for me and support me, and perhaps a couple of beautiful children to top off the fairy tale.
A Few Bumps Along the Way…
When I was 17, I was eager to leave the confines of the Caravan and move out into the big wide world – and into a real house! As part of this escape, I got engaged at 16, and married a dayafter my 19th birthday. Although it wasn’t a good match, it was a very good learning experience, that has strengthened my character as well as my compassion for others who feel trapped in some domestic situations.
My life improved as I improved and by the time I reached 40, I had ended a negative marriage and entered a positive relationship. I was working hard, but still quite content with life. Finally I felt ‘normal’ with a loving partner, a beautiful loving daughter, two wonderful step-children, a great career – and a lovely 4-bedroom house (with a large mortgage!)
What more could I want?
It wasn’t that I wanted more, but that I didn’t want less.
The ‘What-If’ scenarios became scary….what if I lost my job, what if I wanted to leave my job, what if I didn’t have the money to keep the house when I retired…..?
So in the year 2000, my partner John Fowler, and I decided it was time to start planning for our retirement. We knew that our employer contributions to Superannuation would not give us enough to live on, even if we both worked until we were 65 or even 70.
We decided to purchase an Investment Property – not surprising that I would want to invest in a house after living in a Caravan of course. But the decision was not so much based on emotion, but rather on logic and a need for a secure form of investment.
John and I purchased just one property in 2000 and by 2005 had managed to purchase a total of 75 properties – and we still hold 37 of them. We specialise in buying and holding positively geared properties, so that the investments pay for themselves.
Our investment strategy allowed John to leave work in 2002, and then in 2004 I ‘retired’– twenty years earlier than I had ever dreamed!
Although ‘retired’ I like to be busy and love to talk over coffee and lunch and work towards further goals and dreams. As part of my goals to travel more, learn more and earn more.
We have travelled quite extensively in the past few years, being ‘lucky’ enough to have the time and resources to have what we call ‘productive’ holidays. We’ve purchase properties across many parts of Australia as well as New Zealand and the USA.
I believe that by talking and sharing my experience I help and inspire others to reach their potential and to avoid being one of the ‘average’ people who retire without enough money to do the things they want to do – or to help the people they want to help.
Over the past 7 years I have been a Presenter and Mentor with ‘Property Women’ – which is a business providing Property Investing education and networking for women.
As someone with a passion for travel, people, property and talking, you won’t be surprised to learn that I have also hosted a number of Overseas Property tours, including USA, New Zealand and France (with French Desire).
Can I help you?
Occasionally when I’m travelling, I’ll offer the opportunity for a few other passionate property people to join me for overseas property hunting, with coaching and mentoring, and relevant contacts provided on tour. If that interests you find out what’s coming up by clicking here.
For a few dedicated and committed people I offer personal one to one property coaching. You can find out more about that service by clicking here. And more recently I’ve established a training program to help Real Estate Agents become Investor Friendly Agents – so if you are an agent who wants to learn how to attract more Investors, then click here to find out a bit more about what is available. Or if you know any Agents that have integrity and drive, but need some investor education, then contact me through the ‘Contact Us‘ page with details.
And for all of you who have read this far it seems we have a similar passion, so keep in touch – Join my network today!